Deskripsi Pekerjaan:

• Identify, measure, and manage risks associated with company operations, particularly those related to financial transactions and data security.
• Monitor transactions and patterns of suspicious activities, and develop strategies to prevent and detect fraud in payment services.
• Responsible for underwriting merchant account applications and reviewing supporting documentation to mitigate risks and detect fraudulent activities.
• Evaluate merchant account applications and determine if they meet risk standards for processing payments.
• Track disputes between customers and merchants regarding transactions.
• Collaborate closely with all PT Bayarind Artha Internusa business units and/or external parties to address issues.
• Create risk analysis documents for product development when necessary.
• Validate the results of fraud investigations for each reported indication.
• Compile chronological reports on cases indicated by fraud.
• Conduct analysis, collect evidence, and process data on each allegation or report of fraud.
• Investigate and develop fraud cases and indications.
• Analyze fraud trends and identify suspicious activity from users and merchants.
• Recommend to the product and technical teams to develop the Fraud Detection System (FDS) in accordance with the fraud team's requests.

Kualifikasi:

• Minimum Bachelor's degree (Information Systems, Computer Science, Information Management, Law is an added value).
• 5+ years of experience in E-Wallet, payment gateway, payment processor, payment aggregator, bank, or related payments industry institution.
• Bachelor’s degree in IT, Finance, Statistics, or equivalent.
• Strong written and verbal communication skills.
• Strong attention to detail and organizational skills.
• Strong analytical, problem-solving, initiative, and follow-through skills.
• Strong presentation skills.
• Ability to effectively communicate across functional groups within the company, with clients, customers, vendors, and senior management.
• Experience with fraud monitoring and reporting.
• Ability to work both in a team and individually.