Deskripsi Pekerjaan:

Job description and key responsibilities:

• Conduct thorough KYC/KYB on new and existing customers. This includes reviewing identification documents, proof of address, business registrations & licenses, legal entity document; perform customer due diligence (CDD) and enhanced due diligence (EDD) on high risk customers; regularly assess risk levels; and utilize various sources to perform background checks.
• Collaborate with internal teams to obtain missing or additional information from customers, ensuring compliance with regulatory requirements and internal standards.
• Create a comprehensive KYC assessment report and align with Founders for approval.
• Conduct the end-to-end onboarding process to payment partners and ensure merchant can go live based on SLA.
• Act as the point of contact for payment partners regarding onboarding and updates on new regulations.
• Collaborate with the Compliance team to develop and enhance KYC policies, procedures, and systems to ensure compliance with applicable laws and regulations.
• Maintain accurate and up-to-date records of KYC activities, merchant’s profile and transaction based on risk scoring, and ensure documentation is complete and organized.
• Support internal and external audits by providing relevant KYC documentation and responding to inquiries and requests.
• Collaborate with Legal and Compliance team to monitor new regulation and industry best practices related to KYC and AML (Anti-Money Laundering) procedures.
• Provide training and guidance to internal stakeholders on KYC requirements, processes, and best practices.

Kualifikasi:

Requirements:

• 2-3 years of working experience in KYC/merchant onboarding/merchant activation or similar role is preferred.
• A good understanding of law or legal documents will be a plus.
• Experience in Financial Technology or Banking industry will be preferable.
• Solid understanding of KYC principles, AML regulations, and customer due diligence processes.
• Proficiency in using KYC tools and systems for customer verification and risk assessment.
• Familiarity with regulatory requirements, such as FATF recommendations, local AML laws, and global sanctions regimes.
• Strong analytical skills with the ability to assess and interpret complex information effectively.
• Excellent attention to detail and the ability to work with a high degree of accuracy.
• Ability to organize and manage documents collected.
• Strong written and verbal communication skills.
• Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.
• Excellent collaboration and interpersonal skills to work effectively with cross-functional teams.